Insurance Claims

Fortunately, most business and home owners have comprehensive insurance policies that include a “replacement cost” provision.
Even if you’ve never filed a claim with your insurance company, we can help you through each step from start to finish.


After The Storm, Call Us

The very first thing you should do after a storm if you believe you might have damage to your property is call your insurance company to file a claim; be sure to ask your insurer for an claim number to reference your case.
Next, call us to set up a free inspection appointment to help assess the damage and give you some idea of what you might expect your insurance carrier’s inspector to find. At this point in the process, our free inspection will make sure you can point your carrier’s inspector to any areas of your home or business that were damaged that might be missed.

The Local Professionals

Remember, this part of the process isn’t to keep your insurance carrier “honest,” or to suggest they’re trying to pull one over on you. The reality is simply that, especially in cases when there’s been a large storm in the area and there are lots of people filing claims, insurance carriers need to cover a lot of ground, and do it quickly.
Sometimes, particularly for the larger national carriers, responding to so many claims necessitates hiring additional inspectors, and it’s not always possible for them to find enough inspectors locally who are familiar with the area, the kinds of construction we see most often here, and the way wind and hail can damage structures in our part of Cincinnati.


Why We’re Different Than Other Restoration Contractors

While there are a lot of contractors out there offering insurance restoration services, not all of them have the experience working with insurers and property insurance claims we have at Farmer Contracting. Part of that comes from our company’s roots in the roofing industry, having installed more than 20,000 roofs (and counting!) since we opened our doors more than 25 years ago. An interesting fact: fully 95% of all re-roofing and roofing repair work in Cincinnati, Ohio stems from insurance claims. Nearly all of our repair and re-roof work has been done through property damage claims, so we’re familiar with the process and can help you through it. Importantly, while roofs are the most commonly damaged part of buildings in a storm, there’s no guarantee that other parts of your home or business haven’t taken a hit as well. From siding to foundations, there’s a lot to a structure that can be damaged by weather events; fortunately, our construction services are just as exhaustive. If you’re looking to get your property back to normal, call the insurance restoration contractors most recommended by friends and family.

Call us today or fill out the contact form below and get an estimate for your next project.